Perform credit assessment, review and recommendation on customer’s new / appeal financing application and compliance to Bank / Regulators guidelines within the stipulated turnaround time.
Ensure adherence to credit / product parameters as well as to regulatory requirements during the credit assessment / credit review process.
Conduct quality credit assessments and proper credit mitigations to achieve satisfactory quality of asset booking and with the view to maintain acceptable level of impaired and non-performing asset.
Ensure proper negotiation with the branches on their credit proposition to ensure satisfactory approval rate without compromising the credit quality.
Ensure DP’s / approver are well informed of relevant facts for decision making as well as no breach of DP limit arising from the recommendation.
Ensure adherence and compliance to all internal policies / guidelines and external regulatory requirements to avoid the process of applications for fraud / suspicious applications / process for related / connected parties.
Educate / guide Personal Financial Executives to improve credit submission in the course of doing the credit review.
Degree in any related discipline from a recognised university or its equivalent.
Assertive and innovative team player, highly independent, committed, self-motivated, resourceful and result-oriented.
Ability to multi-task with great attention to details.
Able to work under minimum supervision and assistance.