bankislam
Telephone No.
.
Working Hours
Regular hours, Mondays - Fridays
Min. Working Experience
Fresh Graduate
Job Category
Banking/Financial Services
Location
Kuala Lumpur, Kuala Lumpur, MALAYSIA
Salary
MYR 1,500 - MYR 3,000
Telephone No.
.
Working Hours
Regular hours, Mondays - Fridays
Salary
MYR 1,500 - MYR 3,000
Job Category
Banking/Financial Services
Location
Kuala Lumpur, Kuala Lumpur, MALAYSIA
Min. Working Experience
Fresh Graduate
Description
  • Perform credit assessment, review and recommendation on customer’s new / appeal financing application and compliance to Bank / Regulators guidelines within the stipulated turnaround time.
  • Ensure adherence to credit / product parameters as well as to regulatory requirements during the credit assessment / credit review process.
  • Conduct quality credit assessments and proper credit mitigations to achieve satisfactory quality of asset booking and with the view to maintain acceptable level of impaired and non-performing asset.
  • Ensure proper negotiation with the branches on their credit proposition to ensure satisfactory approval rate without compromising the credit quality.
  • Ensure DP’s / approver are well informed of relevant facts for decision making as well as no breach of DP limit arising from the recommendation.
  • Ensure adherence and compliance to all internal policies / guidelines and external regulatory requirements to avoid the process of applications for fraud / suspicious applications / process for related / connected parties.
  • Educate / guide Personal Financial Executives  to improve credit submission in the course of doing the credit review.
Requirements
  • Degree in any related discipline from a recognised university or its equivalent. 
  • Assertive and innovative team player, highly independent, committed, self-motivated, resourceful and result-oriented. 
  • Ability to multi-task with great attention to details.
  • Able to work under minimum supervision and assistance.
Benefits
  • Medical
  • Incentive
  • Annual Leave
  • EPF
  • SOCSO
Key Skills

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